Share Draft Accounts
• No Monthly Service Charges
• No Minimum Balance Required
• No Per Item Charge
• You Pay Only for Your Checks
• Overdraft protection*
* Some qualifying is required and restrictions may apply.
** Some fees apply.
• Overdraft Advance* (new product)
Effective November 1, 2009 - Negative balance on share and share draft accounts 10 or more days will be charged a fee.
Overdraft Advance...Protecting your account
If you inadvertently overdraw your checking account, Dakota Star Federal Credit Union's newest product is here to protect you. It's called Overdraft Advance and when funds are not available in your checking, we may elect to cover your overdrafts up to a $300.00 limit. We will save you the embarrassment and inconvenience of a returned check as well as any fees merchants normally charge you for checks returned to them.
Should an overdraft occur, your account will be charged $30.00 for each item that is paid by the discretionary Overdraft Advance service. If you have any questions about Overdraft Advance, please call us a 605-342-6442 or 1-800-418-0369. Dakota Star Federal Credit Union does reserve the right to deny Overdraft Advance and is only available to members who are over the age of 18 and have had a checking account for at least 90 days, and no loan a the credit union more than 11 days delinquent.
• Dakota Star Share Draft Account
• Instant Cash ATM/Check Card* **
• Instant Cash ATM Card* **
• VISA Card*
Dakota Legends Checking
• One free box of checks a year
• First box of checks free
• VISA check card or ATM card