Share Draft Accounts
Regular Checking
• No Monthly Service Charges
• No Minimum Balance Required
• No Per Item Charge
• You Pay Only for Your Checks
• Overdraft protection*
* Some qualifying is required and restrictions may apply.
** Some fees apply.
Effective November 1, 2009 - Negative balance on share and share draft accounts 10 or more days will be charged a fee.
• Overdraft Advance* (new product)
Overdraft Advance...Protecting your account
If you inadvertently overdraw your checking account, Dakota Star Federal Credit Union's newest product is here to
protect you. It's called Overdraft Advance and when funds are not available in your checking, we may elect to
cover your overdrafts up to a $300.00 limit.
We will save you the embarrassment and inconvenience of a returned check as well as any fees merchants
normally charge you for checks returned to them.
Should an overdraft occur, your account will be charged $30.00 for each item that is paid by the discretionary
Overdraft Advance service.
If you have any questions about Overdraft Advance, please call us a 605-342-6442 or 1-800-418-0369. Dakota Star
Federal Credit Union does reserve the right to deny Overdraft Advance and is only available to members who are
over the age of 18 and have had a checking account for at least 90 days, and no loan a the credit union more than
11 days delinquent.
Performance Checking
• Dakota Star Share Draft Account
• Instant Cash ATM/Check Card* **
• Instant Cash ATM Card* **
• VISA Card*
Dakota Legends Checking
• One free box of checks a year
RADS Checking
• First box of checks free
• VISA check card or ATM card
