SCHEDULE OF FEES
(Effective date February 13, 2006) |
| Share/Savings Account Fees |
|
Membership Fee
Early Account Closing: Upon closing (Close member account within 3 months of opening)
Account Closing: Due to insufficient funds abuse
Dormant / Inactive account (no activity within 12 months)
Dormant account monthly fee
Reg D - 6 automatic Transfer Limit met, per item(Federal Reg D permits a total of six
transfers from each savings account by telephone, home banking or pre-authorized
order each month). A charge will be assessed for each manual transaction after six.
Transfer from shares to cover overdraft
Reopening account - within 3 month period
Platinum High Yield MMA/Minimum Balance requirement fee, per month (If $2500.00 minimum
balance not maintained). |
$1.00
$10.00
$3.00
$5.00
$2.00
$2.00
$10.00
$7.50
|
| Share Draft/Checking Account Fees |
|
Early Account Closing: Upon closing (Close member account within 3 months of opening)
Returned Item, (NSF), per item
Paid overdraft (NSF), per item
Reg D - 6 Automatic Transfer Limit Met, per item (Federal Reg D permits a total of six
transfers from each share draft account by telephone, home banking or pre-authorized
order each month). A charge will be assessed for each manual transaction after six.
Notification of overdraft protection transfer
Dishonored Pre-Authorized Payments, per item (returned)
Dishonored Pre-Authorized Payments, per item (paid)
NSF transactions which can not be covered by transfers from shares will be assessed
NSF fees at the time they clear.
ACH (Automated Clearing House) origination fee, per item: setup
ACH (Automated Clearing House) stop pay / return
Stop payment order: single check
: series of checks (book)
Counter checks, (4 to a sheet)
No cashing of counter checks
Manual processing of check, per item
Statement/Checkbook reconciliation, minimum $10.00
Check printing, depending on style
Photo copy of your "paid" check, per item (account research fee will apply)
Original of your "paid" check, per item (available for 30 days)
Research fee, minimum $10.00
Foreign check currency conversion |
$10.00
$22.00
$22.00
$2.00
$1.00
$22.00
$22.00
$25.00
$20.00
$20.00
$25.00
$1.00
-
$2.00
$25.00/hr
varies
$1.00
$0.20
$25.00/hr
$1.00 |
| Deposits |
Member deposits NSF check:
written on themselves
received from Non-member
received from another member |
$25.00
$5.00
$5.00 |
| Other Fees |
Print out of Account History, per page
Statement Copy, per page
Money Orders, each (Dakota Legends will receive 10 free per month)
Credit Union Check (No fee if payable to member)
Cashier's Check (No fee if payable to member)
Stop Payment on lost or stolen Credit Union Checks
Traveler Checks, Per $100 (free if member has active checking account)
Traveler Checks for Two, Per $100
(Corporate)Member to Member transfers
Wire Transfer Out: Domestic
: Foreign
Wire Transfer In: Domestic
: Foreign
Fax Fee - Sending, $2.00 (first page) each page after -
Fax Fee - Receiving, per page
International Fax - Sending, per page $10.00 (first page) each page after -
International Fax Fee - Receiving, per page
Check cashing, per item (to cash checks totaling $50 or more), $3.00 fee
(No fee if under 18 years of age, cashing check on Dakota Star FCU member's account,
member has a savings balance over $200.00 or member has multiple accounts)
Cashing non-member checks - not done
Cashing non-member gov't checks - not done
Address correction
Title Handling Fee, per title
Perfection of Title, depending on state
Subordination of Mortgage Fee (Charged when a subordination of a mortgage to another
lender is requested)
Loan Extension fee - no more than two extensions per life of loan
Loan Refinance fee (in house)
Loan Re-write fee
(Only when changing an item on an existing loan, such as reducing rate or changing
collateral)
International Transaction Fee (VISA credit card) |
$1.00
$1.00
$1.00
$2.00
$2.00
$10.00
$1.50
$1.50
$2.00
$15.00
$45.00
$0.00
$0.00
$1.00
$1.00
$5.00
$1.00
$3.00
-
-
$5.00
$10.00
varies
$25.00
$20.00
$25.00
$50.00
1% |
| ATM (Automated Teller Machine) Fees |
|
Overdraft by ATM withdrawal, per item
NSF transactions which can not be covered by transfers from shares will be assessed
NSF fees at the time they clear.
Withdrawal by ATM (six free per calendar month) each transaction over six = $1.00
(Except at any onsite Wells Fargo ATM - no fee)
Reg D - 6 Automatic Transfer Limit Met, per item (Federal Reg D permits a total of six
transfers from each savings account by telephone, home banking or pre-authorized
order each month). A charge will be assessed for each manual transaction after six.
Replacement card (lost, stolen or damaged)
Replacement card (card has been statuses due to insufficient funds abuse)
International Transaction Fee |
$22.00
$1.00
$2.00
$10.00
$25.00
1% |
| Check (Debit) Card Fees |
Overdraft by Check (Debit) card, per item
NSF transactions which can not be covered by transfers from shares will be assessed
NSF fees at the time they clear.
Withdrawal at ATM (six free per calendar month) each withdrawal over six = $1.00
(Except at any onsite Wells Fargo ATM - no fee)
Reg D - 6 Automatic Transfer Limit Met, per item (Federal Reg D permits a total of six
transfers from each savings account by telephone, home banking or pre-authorized
order each month). A charge will be assessed for each manual transaction after six.
Replacement card (lost, stolen or damaged)
Replacement card (card has been statuses due to insufficient funds abuse)
International Transaction Fee |
$22.00
$1.00
$2.00
$10.00
$25.00
1% |
| Other Service Fees |
Notary Service
members
non-members |
$ 0.00
$ 0.00 |
