Dakota Star Federal Credit Union
Calendar of Events  |  Rates  |  Calculators  |  Check Reorder  |  How To Join  |  
Online Banking















SCHEDULE OF FEES
(Effective date September 1, 2017)
Share/Savings Account Fees 

Early Account Closing: Upon closing (Close mbr account within 3 months of opening)
Account Closing:  Due to insufficient funds abuse
Dormant / Inactive account (no activity within 24 months)
     Dormant account monthly fee
Reg D - 6 automatic Transfer Limit met, per item(Federal Reg D permits a total of six
     transfers from each savings account by telephone, home banking or pre-authorized
     order each month).  A charge will be assessed for each manual transaction after six.
Transfer from shares to cover overdraft
Reopening account - within 3 month period

$10.00
$20.00
$5.00

$3.00


$3.00
$10.00

Share Draft/Checking Account Fees 

Early Account Closing:  Upon closing (Close member account within 3 months 
of opening)

Returned Item, (NSF), per item
Paid overdraft (NSF), per item
Reg D - 6 Automatic Transfer Limit Met, per item (Federal Reg D permits a total of six 
     transfers from each share draft acct by telephone, home banking or pre-authorized
     order each month).  A charge will be assessed for each manual transaction after six.
Notification of overdraft protection transfer
Dishonored ACH (Automated Clearing House) Payments, per item (returned)
Dishonored ACH (Automated Clearing House)Payments, per item (paid)
     NSF transactions which can not be covered by transfers from shares will be 
     assessed NSF fees at the time they clear.
ACH (Automated Clearing House) origination fee, per item: setup
ACH (Automated Clearing House) stop pay / return
Stop payment order: single check
                             : series of checks (book)
Counter checks, (4 to a sheet)
No cashing of counter checks
Manual processing of check, per item
Statement/Checkbook reconciliation, minimum $10.00
Check printing, depending on style
Check Register
Photo copy of your "paid" check, per item (account research fee will apply)
Research fee, minimum $10.00
Bill pay service, first two months are free, then it is $2.00 per month
Foreign check currency conversion


$10.00

$30
.00
$30.00
            

$3.00
$2.00
$30.00
$30.00



$25.00
$20.00
$20.00
$25.00
$2.00
-   
$2.00
$25.00/hr
varies 
$1.00
$2.00
$25.00/hr
$2.00 per month
1%

Deposits 

Member deposits NSF check:
          written on themselves
          received from Non-member
          received from another member


$25.00
$10.00
$10.00

Other Fees 

Print out of Account History, per page
Statement Copy, per page
Mailed receipts, per request
Check copies
Money Orders, each (Dakota Legends will receive 10 free per month)
Credit Union Check (No fee if payable to member)
Stop Payment on lost or stolen Credit Union Checks
Member to Member transfers
Wire Transfer Out: Domestic
                          : Foreign
Wire Transfer In: Domestic
                       : Foreign
Fax Fee - 
Fax Fee - long distance
International Fax -
Check cashing, for checks totaling over $50.00, $5.00 fee
   (No fee if under 18 years of age or member has a savings balance over
    $200.00 or member has multiple accounts)
Cashing non-member checks - not done
Cashing non-member gov't checks - not done
Address correction
Title Handling Fee, per title
Perfection of Title, depending on state
UCC 1 Filing Fee
Subordination of Mortgage Fee (Charged when a subordination of a mortgage 
     to another lender is requested)
Loan Document fee
Loan Extension fee - no more than two extensions per life of loan
Loan Refinance fee (in house)
Loan Re-write fee
     (Only when changing an item on an existing loan, such as reducing rate or changing 
     collateral)
Late Fees - 10 day grace period.  The late fee happens on the 11th day the loan is past due.

Redraw of Home Equity paperwork (missed appointment)
Collateral Protection administration fee
Repossession administrative fee
Duplicate title handling fee
Multiple Currency Foreign  Transaction Fee (VISA credit card)
Single Currency Foreign Transaction FEE (VISA credit card)
VISA late fee
VISA NSF payment fee
Certified Letter fee
Coin cashing - member
Coin cashing  - non-member
Pre-paid VISA reloadable card
Pre-paid VISA reloadable travel card
Pre-paid VISA gift card
Pre-paid reload fee
Check over the phone

$2.00
$2.00
$2.00
$2.00
$1.50
$2.00
$20.00
$2.00
$35.00
N/A
$0.00
N/A
$3.00
$5.00
N/A
$5.00




$5.00
$25.00
varies
$35.00
$100.00

$25.00
$30.00
$30.00
$50.00


10% of pmt or $15.00,
whichever is greater
$25.00
$50.00
$50.00
$10.00
1%
1%
up to $20.00
up to $20.00
$10.00
3%
3%
$6.00
$9.00
$3.00
$4.95
$10.00

ATM (Automated Teller Machine) Fees 

Overdraft by ATM withdrawal, per item
     NSF transactions which can not be covered by transfers from shares will be 
     assessed  NSF fees at the time they clear.
Reg D - 6 Automatic Transfer Limit Met, per item (Federal Reg D permits a total of six 
     transfers from each savings account by telephone, home banking or pre-authorized
     order each month).  A charge will be assessed for each manual transaction after six.
Replacement card (lost, stolen or damaged)
Replacement card (card has been statused due to insufficient funds abuse)
ATM pin number
International Transaction Fee


$30.00



$3.00
$20.00
$25.00
$3.00
1%

Check (Debit) Card Fees 

Overdraft by Check (Debit) card, per item
     NSF transactions which can not be covered by transfers from shares will be
     assessed NSF fees at the time they clear.
Reg D - 6 Automatic Transfer Limit Met, per item (Federal Reg D permits a total of six 
     transfers from each savings account by telephone, home banking or pre-authorized
     order each month).  A charge will be assessed for each manual transaction after six.
Replacement card (lost, stolen or damaged)
Replacement card (card has been statuses due to insufficient funds abuse)
International Transaction Fee


$30.00



$3.00
$20.00
$25.00
1%
  

Equal Housing Lender / NCUA Insured

Home | What's New | Rates | Products/Services | Online Services | Info Desk | About Us | Contact Us | Education | Sitemap ]
 

Dakota Star Federal Credit Union.
Privacy Policy | Notice, Terms, and Conditions. Design & Hosting by D+H
Browser Requirements Copyright D+H All Rights Reserved.