WELCOME TO RADS!!

RADS is our program developed strictly for you, members between the age of 13 through 19 years of age.  We offer products to RADS members that will help you gain confidence in your money management and also develop skills that will help you in building good credit for when the time comes and you feel it is time for your first loan.    

Eligibility RADS members must be eligible for Dakota Star Federal Credit Union membership. Be 13 through 19 years old. Have a RADS savings account.

Need some help setting up a budget?  Click here.

Products and Services

RADS savings account

• Required 

RADS checking account  

• A good tool to develop your financial freedom
• First order of checks are free
• $0.00 minimum balance required

• Free VISA checkcard and/or ATM card 
  (requires parent to sign on checking account)

RADS savings certificates

• Open your savings certificate for as little as $100.00 and watch your money grow

RADS loans

• Let us help you establish your credit by financing your first or even a second loan
• Click here to apply online.
• You would receive a .25% APR RADS discount
• Must be 16 years of age
• Requires a co-signer

RADS VISA card

• A credit card can play a part in building your credit, but it can also damage your credit if not used wisely. Let us help you understand how to use your credit card wisely and begin building good credit.
• Must be 16 years of age
• Requires a co-signer

RADS Scholarship Program

• Available to RADS members who are graduating seniors  who plan to attend an accredited vocational school, technical school, college or university in the fall.
• Must have been a member for 60 days or longer
• Must meet certain scholarship criteria
• 2 - $500.00 scholarships will be awarded
• Applications must be postmarked by April 1 of year of graduation to be considered.  Recipients will be announced no later than April 15th of graduation year.