All Loans
Vehicle Loans
New and Used Vehicle Loans
Recreational Vehicles
New and Used Snowmobiles, ATVs, & Personal Watercraft
| APR* | Application |
|---|---|
| As Low as 8.10% APR* | Apply Now |
New and Used Motorcycles
| APR* | Application |
|---|---|
| As Low as 7.50% APR* | Apply Now |
Personal Loans
A Loan for Your Personal Use. Some Restrictions Do Apply.
| APR* | Application |
|---|---|
| As Low as 10.40% APR* | Apply Now |
Overdraft Protection (Unsecured Line of Credit)
This is for qualified members who want to add a protection feature to their checking account. This feature will protect you from those little whoops we all seem to make. Your mistakes may be covered to prevent your checking from becoming overdrawn. It may make the difference in whether your checks get returned, or you get charged a fee for the overdraft.
| Amount | Application |
|---|---|
| $50.00 to $15,000.00 | Apply Now |
Shared Secured Loans — 95% of Share Balance
| APR* | Application |
|---|---|
| 4.50% APR* | Apply Now |
Share Certificate Loans — 95% of Certificate Balance
| APR* | Application |
|---|---|
| 2.50% above Certificate Rate | Apply Now |
Credit Card — Visa
| APR* | Application |
|---|---|
| As Low as 8.50% APR* | Apply Now |
Real Estate Loans
Re-Financing Existing Mortgages
Home Equities
Fixed rates as low as 7.10% APR*
Variable rates as low as 8.00% APR*
We can help! Call and set up an appointment to find out which loan suits your needs.
Call - (605) 342-6442 or (800) 418-0369
Dakota Star Federal Credit Union has a tiered pricing program. This allows as many members as possible to obtain financing. Individual rates will be determined by the type and/or age of collateral offered, length of the loan, and credit history. We are here to help and welcome all applications! To find out if you qualify, call Dakota Star Federal Credit Union at (605) 342-6442 or (800) 418-0369.
Student Loans
We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans*.
ISL Education Lending offers:
Loans for college students.
A loan option for parents and family members who wish to borrow on behalf of a college student.
Multiple student loan refinance options.
In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.
Learn more about ISL Education Lending’s offerings on their website.
Please note:
All loans offered by ISL Education Lending are subject to credit approval.
Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.
*Dakota Star Federal Credit Union is compensated by ISL Education Lending for the referral of student loans.