Regular Checking

  • No Monthly Service Charges

  • No Minimum Balance Required

  • No Per Item Charge

  • You Pay Only for Your Checks

Overdraft protection

Some qualifying is required and restrictions may apply. 
Some fees apply.

Overdraft Advance

Protecting your account

If you inadvertently overdraw your checking account, Dakota Star Federal Credit Union is here to protect you.  It's called Overdraft Advance and when funds are not available in your checking, we may elect to cover your overdrafts up to a $300.00 limit.  We will save you the embarrassment and inconvenience of a returned check.

Should an overdraft occur, your account will be charged a fee for each item that is paid by the discretionary Overdraft Advance service.  If you have any questions about Overdraft Advance, please call us at 605-342-6442 or 800-418-0369.  Dakota Star Federal Credit Union does reserve the right to deny Overdraft Advance and it is only available to members who are over the age of 18 and have had a checking account for at least 90 days.

Dakota Legends Checking

  • One free box of checks per calendar year

VISA Debit Card

  • No Annual Fee

  • Looks like a credit card, but works like a check.  Accesses your checking account instead of a line of credit.

  • Offers you the convenience of worldwide access to your checking account.

Our debit cards offer card holders the benefits of ScoreCard® Rewards
Earn Bonus Points each time you use your Dakota Star Federal Credit Union VISA debit card. 

  • Redeem Bonus Points for travel, merchandise, car rentals, hotels and more.  Simply log on to to check out what's available.

  • Take up to 5 years to use your Bonus Points!